If you’re 30+ days behind or already received a foreclosure notice, we help homeowners protect credit, reduce stress, and move forward. In some Cases, selling your home may be the best option, and we’ll show you that path alongside other ways to stay in your home.
We’re more than consultants, we’re a no-pressure partner focused on what’s best for you. We review your hardship, timelines, and lender requirements, then outline clear choices. Sometimes selling your home is the most protective path; other times, retention options make more sense. Either way, we guide you, step by step.
We simplify the path to protecting your home. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll help you take control and avoid foreclosure.
Clarity without pressure — We present selling your home alongside other options so you can decide with confidence.
Lender-ready packaging — We help you prepare the paperwork lenders expect.
Fair, timeline-friendly solutions — If selling your home fits your goals, we can present a fair, no-obligation purchase proposal or connect you with vetted buyers—subject to lender guidelines.
Human support — Real people, plain language, quick responses.
Our job is to simplify choices and help you act. Your plan can include any of the following, based on eligibility and goals.
If keeping the home is your priority
Loan Modification – Request new loan terms (rate/term/length) aiming for a more affordable monthly payment.
Forbearance – Short-term payment pause/reduction with a defined catch-up path.
Repayment Plan – Spread past-due amounts over future payments to get current.
Federal or State Programs – Explore counselor support or assistance where available.
Chapter 13 Bankruptcy – Court-supervised plan to reorganize debt and cure arrears (consult a licensed attorney).
If moving forward is your priority
Selling Your Home (in some cases, the best option) — When protecting credit and remaining equity requires a sale, we outline:
Traditional Sale — Maximize market value and aim for a clean, timely closing.
Lender-Approved Sale Option — A negotiated payoff under lender guidelines when market value and loan balance don’t align.
Subject-to Arrangement — A buyer continues payments subject to your existing mortgage (may require lender consent and legal review).
Got questions? We’re here to help. Whether it’s loan modification, forbearance, repayment plans, or timelines, ask us anything—we’ll guide you every step of the way.
Get your personalized foreclosure-prevention plan today.
Tell us about your mortgage, hardship, and timeline. We assess whether selling your home or a retention option best fits your situation.
We organize documents and prepare a clean package—whether you pursue a loan mod/forbearance/repayment or request a sale evaluation.
You choose the path. If selling your home is right, we can present a fair, no-obligation purchase proposal (or connect vetted buyers) aligned with lender requirements. If retention is better, we help you submit and track the request.
I was weeks away from losing my home. Their team stepped in, managed the paperwork, and secured a modification that saved my house. Highly recommend!
They prepared everything the lender needed. We chose to sell our home, and the process was faster and less stressful than I expected
No. Selling your home is one path—not the only one. We’ll also review loan modification, forbearance, repayment, programs, subject-to arrangements, and (with an attorney) Chapter 13. You decide.
When payments won’t be sustainable soon, fees are mounting, or a clean reset protects your credit/equity. We’ll run the numbers and show you both outcomes
If selling your home fits your goals, we can present a fair, no-obligation purchase proposal or connect you with a vetted buyer—always aligned with lender requirements and timelines.
Yes. Start a Free Options Review now so we can map a path—whether that’s selling your home or pursuing a retention option with your servicer.
Timelines vary by lender and option. After your review, we’ll give you a realistic window for a sale pathway and for retention requests.
Thank you for choosing Residential Foreclosure Prevention. We are dedicated to helping you protect your home with personalized foreclosure-prevention strategies and expert guidance. For more information or assistance, reach out to us anytime!
Powered By: